Cheap Car Insurance in Illinois
Reader’s Question:
Will I be charged a fee if I shift insurers for an Illinois vehicle insurance? Should I inform the company?
Lisa
Aurora IL
Usually, you will be charged a minimal amount for canceling your insurance before the due date. The exact amount will not be the same, it will depend upon the contract you’ve signed. The right thing to do when you shift insurers for an Illinois vehicle insurance is to tell your current provider out of courtesy, if not for anything else. No matter how bad its service to you in the past, it’s still best to maintain courtesy.
An Illinois vehicle insurance company need to be told in writing of your intent to move to another insurer so that it will not send a notice of cancellation to the Department of Motor Vehicles. The insurer has an obligation to file a notice of cancellation especially when the client has an sr22 form obligation. You don’t want to get in trouble with the DMV and this could be avoided by letting the Illinois vehicle insurance company know that you are already changing providers.
You could also decide to shift insurers for an Illinois vehicle insurance because of price difference. You should inform your insurance agent about it since they may be able to give you a similar offer. This will save you from a lot of hassles.
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